The following is what you need to know after being injured in a car accident in or around Los Angeles that was caused by the carelessness and negligence of somebody else.

Call 911
The first person you should call after being injured in a crash is the 911 operator. Report the crash immediately, ask that police be dispatched to the scene, and because you’re injured, tell the operator that you want paramedics dispatched too. Don’t get talked out of calling 911 under any circumstances. Without a police investigation, you will stand little chance of receiving any compensation for your damages. The investigating police officer will compile a written report of the crash that gives contact information for the drivers, insurance companies, damage and witnesses. It will also indicate the locations on the vehicles where they were damaged from the crash.

When Should I Contact an Attorney?
If the injuries that you suffered in your accident required a doctor or emergency room visit, you should consult with and retain an attorney to represent you for your injuries right away. That’s the best thing that you can do to protect your rights and interests. Retaining a Los Angeles car accident attorney should be at the top of your list of priorities if any of the following circumstances apply to your accident:

• You suffered severe injuries like a traumatic brain injury, joint damage, a fracture or a severe neck or lower back injury.
• The accident occurred in a school zone, construction zone or any other type of protected area.
• The motorist who caused the accident was uninsured.

Getting Started
Your attorney will obtain a copy of the police accident report if you don’t have one already, along with preliminary medical bills and records. A personal injury claim will likely be made with the insurer of the person who caused the crash.

Don’t Take a Step on Your Own
Car insurance companies make money by banking premium payments and investing that money to make even more money. When claims are made against their insured people, it’s their objective to pay as little as possible or even nothing on those claims. That’s how they remain profitable, and that keeps investors happy. The insurer of the person who caused your accident will begin taking steps to devalue or deny your claim right away. Here’s part of an auto insurer’s strategy on a personal injury claim.

The Statement
The person who caused your accident and injuries will notify their insurance company of the fact that an accident occurred. After that, an adjuster from that insurance company will contact you by phone. He or she will sound cordial and concerned and attempt to establish a rapport with you. You might even be told that the opposing insurer is going to accept your claim, but it needs a recorded statement from you “just for purposes of confirming liability.”

California Law on the Request for a Statement
There is no law in California that requires you to give an opposing insurer any type of a statement. Politely refuse to give one. If the opposing adjuster says that he or she will close out your claim without a statement, let them close it, and then call us. We know how to have that individual open your claim again within a matter of minutes. It’s the intention of that adjuster to use your own words from your statement against you in the future. The insurer wants to attack your credibility, and it will use your statement against you. Don’t give it that opportunity, especially when the other driver was 100% at fault. If you’ve already retained us to represent you in the accident, refer that adjuster to your attorney. You’ll never hear from that adjuster again.

The Medical Authorization
Another sign that you should contact an attorney after an accident is when the opposing insurer wants you to start signing off on documents right away. One of those documents will be a medical authorization. You’ll be told that it’s needed for purposes of obtaining all of your medical records in connection with the accident. If you read the authorization carefully, it actually allows the opposing insurer to obtain copies of your medical records since your birth. That insurer is fishing for a prior injury to the same part of your body that was injured in the accident. If it finds one, it will claim that you’re damaged goods, so it isn’t required to pay the full value of your claim. An experienced personal injury attorney will know how to deal with such an argument.

What You Should Be Focused On
Your time and energy when recovering from injuries that you suffered in an accident should be focused on your recovery, reaching maximum medical improvement and returning to your job and a productive life. Your injuries might have required one or more surgeries, rehabilitation and therapy. Without an attorney, while attending to your recovery, you would also be obtaining medical bills, records and reports, evidence of lost time from work and lost earnings, dealing with balances owed to medical providers, keeping collection agencies off of your back, responding to requests and inquiries by the opposing insurer and preparing your case for possible settlement.

Your Mistakes Will Stay With Your Case
You don’t want to attend to any of the above details on your own. You might think that you know the process that could lead to a settlement, but that’s a job for an experienced and effective personal injury attorney. If you try it by yourself, the opposing insurance company has you right where it wants you, and you’ll make mistakes that will operate to detract from the value of your own case. If litigation is necessary, your judge will probably rule that those mistakes can be used against you in a trial. You’ve already prejudiced your case, and you’ll only prejudice it more because you don’t know the rules of California civil procedure or evidence.

After being injured in a car accident, protect and invoke your rights by arranging for a free consultation and case review with a quality and dedicated Los Angeles accident attorney from our offices. You can tell that attorney what happened, how it happened and how it has all affected you. Your questions will be answered, and after that, you will be advised on all of your legal options. If we’re retained to represent you, not a penny’s worth of legal fees would be due unless we obtain a settlement or award for you.

In addition to different strategies in Forex trading, another thing that you need is statistics. Like strategies, statistical data is crucial to improve your overall trading performance. Experts believe that 9 out of 10 times, traders should look at data and then decide on their trading plan instead of listening to opinions.

Forex trading secrets that will make you a professional

Over the years, veteran traders discussed numerous strategies about the appropriate time frame, how to put a stop loss and target, whether to hold a trade over the weekend, and various other tricks. Forex Academy, the best website to provide free news and research on the Forex industry offers numerous trading strategies. But if you have crossed the newbie stage, you would want trading secrets that will help you to become a professional. Here are some of the tips from Forex Academy that work:

1. Risk of ruin

Gamblers would relate to the risk of ruin concept better because it was first introduced for casino games. Risk of ruin is a statistic or mathematical formula that helps to understand whether you will end up making money or losing it. It considers your overall payoff ratio, which includes your risk percentage per trade, your accuracy percentage, and average return per trade.

The risk of ruin calculates these details based on at least 100 trades. Once you get a comprehensive risk of ruin report, you will be able to understand whether your current trading strategy will help you make money or take your trading account down. The report comes in a chart with payoff ratio and win ratio on different axes. If you have more green boxes than red, it means your strategy is working.

2. Durability of your trading strategy

Forex markets mostly remain in flux. This means your accuracy percentage and overall trading performance will also remain in flux. Forex Academy experts believe that you shouldn’t stick to a single strategy for a long time. You can’t make unlimited money in a single day. There is no strategy that works that way. What you need is a profitable trading strategy that operates within a specific range.

So, if you usually have 60% accuracy, your trading strategy will most likely fluctuate between 50% and 70%. That is why your trading strategy should ideally underperform but still have a significant margin for error. That’s called playing it safe.

3. Risk management

Consistent risk management is the way forward in Forex trading. You should always know when to stop. Risking less may mean winning less, but risking more means risking more losses. Those who constantly changes their risk percentage per trade they may blow their account up any time soon. However, if you don’t want anything like that to happen, you should always have a fixed risk percentage per trade and a consistent risk management system.

Now that you know the best Forex trading secrets from Forex Academy, make the most of these tips. Have patience in your strategies because this is a waiting game more than anything else.

Here are a few ways to get the cash you need to start a business, fast.

1. Rent Out Space

Do you have a parking space or an extra room that you can live without? You could capitalize on it by renting out your extra space.

Parking on the street and buying a futon can help you earn hundreds of dollars of passive income each month. Simply advertise your offerings and wait for applicants to flood in.

Use online message boards, social media, and service marketplaces to get the word out. Using this method, you could start a business without accruing any debt.

2. Grants

If your business operates within certain spheres, your company could qualify for state, federal, or even international grants.

Unlike loans, grants do not need to be repaid. However, they are competitive and more difficult to obtain than standard bank loans.

To find grants that your business is eligible for, start with nonprofit and government organizations that are applicable to your field or industry. For example, there are grants solely for female entrepreneurs.

Before locking into a high-interest rate, consider grants as a starting point.

3. Home Equity Loan

If you own a home and are right-side-up, you could obtain financing through the value of your property.

Homeowners can typically borrow up to 85% of the home’s total equity amount. You can also borrow money in the form of a loan or line of credit.

However, borrowers must still make payments on their mortgage and their home can go into default if they miss any loan payments.

Using a home equity loan or line of credit is a great option for people who need a large sum of cash at once.

4. Auto Title Loan

Do you own your own vehicle? You could be literally sitting on a pile of cash.

Auto title loans are based on the value of your vehicle, and the amount you borrow could range from hundreds to thousands of dollars.

Borrowers still keep full use and control of their vehicles. The application process for an auto title loan is easy, and you can receive your funds in as little as one day.

5. Personal Savings

This is probably the most obvious option on this list, but there are a ton of different ways to increase your income. This is the best choice for business owners who want to minimize debt as much as possible.

If you are maxed out at your day job, you can take a part-time or remote job to cover the difference.

Popular side gigs include:

• Driver
• Nanny
• Freelancer
• Bartender
• Musician
• Tutor
• Web Developer
• Graphic Designer

While not ideal, moonlighting is the most cut-and-dried way to organically save the money your business needs to stand on two feet.

Launching a business is a huge feat, regardless of how you choose to pay for it. Instead of settling for sky-high interest fees and rigid repayment plans, consider using one of these alternative financing methods to start your company now.